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Life Insurance Products & Services in Bountiful, UT

Life insurance is one of the most important investments you can make to protect your family’s financial future. At Cindee Leavitt Jessop Insurance, serving Bountiful, Utah, and surrounding areas, we understand the critical role life insurance plays in providing peace of mind and security for your loved ones. As an independent insurance agent, Cindee works with multiple top carriers to offer a variety of life insurance products tailored to your unique needs and goals.

The Importance of Life Insurance

Life insurance provides financial support to your beneficiaries in the event of your passing, helping to cover expenses such as funeral costs, outstanding debts, mortgage payments, education fees, and daily living expenses. It ensures your family’s lifestyle is maintained and that financial burdens do not add to their grief. Beyond protecting your loved ones, life insurance can also serve as a tool for estate planning and wealth transfer.

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Types of Life Insurance Products We Offer

We offer a comprehensive range of life insurance options designed to provide flexibility and security at various stages of life.


  • Term Life Insurance: Provides coverage for a specific period, typically 10, 20, or 30 years. It offers affordable premiums and death benefit protection, ideal for families seeking temporary coverage, such as while paying off a mortgage or raising children.


  • Whole Life Insurance: A permanent life insurance policy that includes a cash value component, building savings over time while providing lifelong coverage. It offers predictable premiums and potential dividends.


  • Universal Life Insurance: Offers flexible premiums and adjustable death benefits, combining protection with a cash value element that grows based on interest rates or market performance.


  • Variable Life Insurance: Allows policyholders to invest the cash value in various subaccounts such as stocks or bonds, offering growth potential along with life insurance protection but with increased risk.
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Mortgage Protection Through Life Insurance

One of the most important types of life insurance coverage we offer at Cindee Leavitt Jessop Insurance is mortgage protection insurance. This specialized form of life insurance is designed to help your family maintain financial stability by covering your mortgage payments in the event of your untimely passing. With mortgage protection, you can ensure that your loved ones won’t face the added stress of losing their home during an already difficult time.


Mortgage protection works by providing a death benefit specifically designated to pay off all or part of your outstanding mortgage balance or to cover monthly mortgage payments. This allows your beneficiaries to continue living in the home without the burden of mortgage payments, giving them security and peace of mind.


Choosing mortgage protection life insurance offers several key advantages:

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Financial Security: Protects your family’s most significant asset—their home—by ensuring mortgage payments are covered if you’re no longer there to provide income.

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Tailored Coverage Amounts: Coverage can be customized to match your mortgage balance and payment schedule, providing just the right level of protection.

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Affordable Premiums: Mortgage protection policies are often more affordable than traditional permanent life insurance and can be structured as term insurance aligned with your mortgage term.

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Peace of Mind: Knowing your mortgage will be taken care of allows you and your family to focus on healing and rebuilding without financial worry.

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Frequently Asked Questions About Life Insurance

  • How much life insurance coverage do I need?

    The amount depends on your financial obligations, your family’s needs, income replacement goals, debts, and future expenses like college tuition. We help you analyze these factors to determine an appropriate coverage level.

  • What is the difference between term and whole life insurance?

    Term life provides coverage for a set period and is generally more affordable. Whole life offers lifelong protection with a cash value component but typically has higher premiums.

  • Can I change my life insurance coverage later?

    Some life insurance types, like universal life, allow flexibility in coverage and premiums. Term policies may be convertible to permanent plans depending on your contract.

  • When does my life insurance policy pay out?

    The death benefit is paid to your beneficiaries upon your passing, provided premiums are up to date and the policy is in force.

  • Do I need a medical exam to get life insurance?

    Many policies require a medical exam, but there are also no-exam or simplified issue policies available, typically with higher premiums or lower coverage limits.

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Secure Your Family’s Future Today

Life insurance is a cornerstone of financial planning that protects those who matter most. At Cindee Leavitt Jessop Insurance, we are committed to helping you find the right life insurance product to fit your budget and goals. Contact us today at 801-389-5624 to schedule a consultation and ensure your loved ones have the protection they deserve.